Consumer Action Publications

Consumer Action creates award-winning free multilingual educational guides on a wide range of personal finance topics and other subjects of interest to consumers. Many publications are available in Chinese, Korean, Spanish and Vietnamese, as well as English. Each year, we distribute more than a million of our publications through a national network of 7,500 community organizations. Nonprofit and community-based agencies may order these free publications in bulk by clicking here for downloadable order forms or online ordering instructions.

2017

October

18
Insuring yourself in the ‘sharing economy’ (Chinese) Cover

Insuring yourself in the ‘sharing economy’ (Chinese). “經濟共榮”可以提供你新的賺錢方式,但如同任何商業公司或自雇工作一樣,你還是需要考慮保險問題。這本刊物對於各種型式的經濟“共榮”所可能產生的風險有詳盡說明,列舉了各營業平台通常提供參與者哪些保障,你的個人保險是否缺乏某方面的保障,以及有哪些保險選項可幫你獲得全面保障,最後文內還詳列有其它相關資訊。 The "sharing economy" can offer you new ways to earn, but, as with any business or self-employment venture, there are insurance issues to consider. This publication explains the potential risks associated with each type of "sharing," what protection is typically available from the "platforms" that connect users, how your personal insurance may fall short, what your options are for full protection, and where to get more information.

13
Tax basics for earners in the ‘sharing economy’ (Korean) Cover

Tax basics for earners in the ‘sharing economy’ (Korean). 공유 경제는 여가 시간을 이용해 부수입을 올리는 것을 가능하게 할 수도 있고 주 수입원이 될 수도 있습니다. 어떤 쪽이든 돈을 버는 것은 세무 상황에 영향을 줄 것입니다. 이 안내서는 세무 조언을 위한 것은 아니지만 수입과 비용을 정확하게 보고하는 방법, 자격이 있는 모든 공제를 활용하는 것이 좋은 이유, 예상치 못한 문제를 피하는 방법, 그리고 추가 정보와 도움을 얻을 수 있는 곳 등에 대해 설명하고 있습니다.
The sharing economy might enable you to put a little extra cash in your pockets in your spare time, or it could be your primary source of income. Either way, earning money will have an impact on your tax situation. This publication, while not tax advice, will help you understand how to report your income and expenses accurately, why you should take advantage of all the deductions you’re entitled to, how to avoid an unpleasant surprise when you file your tax return, and where to get more information and assistance.

02
Tax basics for earners in the ‘sharing economy’ (Spanish) Cover

Tax basics for earners in the ‘sharing economy’ (Spanish). La economía colaborativa podría permitirle poner un poco de dinero extra en su bolsillo en su tiempo libre, o podría ser su ingreso principal. De cualquier manera, el ganar dinero adicional tendrá un impacto en su situación fiscal. Esta publicación, aunque no representa asesoría fiscal, le ayudará a entender cómo reportar sus ingresos y gastos, por qué debe aprovechar todas las deducciones a las que tiene derecho, cómo evitar una desagradable sorpresa cuando presente su declaración de impuestos, y dónde conseguir más información y ayuda.

September

27
Insuring yourself in the ‘sharing economy’ (Spanish) Cover

Insuring yourself in the ‘sharing economy’ (Spanish). La "economía colaborativa" puede ofrecer nuevas formas de ganar dinero, pero, como con cualquier negocio o trabajo por cuenta propia, se deben tomar en cuenta algunas cuestiones relacionadas con el seguro. Esta publicación explica los riesgos potenciales asociados con cada tipo de actividad "colaborativa", el tipo de protección que ofrecen las "plataformas" que conectan a los usuarios, cómo el seguro personal puede resultar insuficiente, cuáles son las opciones para obtener protección completa y dónde conseguir más información.

August

25
Insuring yourself in the ‘sharing economy’ (Vietnamese) Cover

Insuring yourself in the ‘sharing economy’ (Vietnamese). Nền “kinh tế trao đổi” có thể giúp cho quý vị có nhiều cách kiếm tiền mới, nhưng cũng giống như bất kỳ các nghề buôn bán hay nghề tự do nào khác, nó có các vấn đề về bảo hiểm quý vị nên để ý tới. Ấn bản này giải thích các rủi ro tiềm ẩn liên hệ đến từng loại “trao đổi,” các bảo hiểm nào thường được cung cấp bởi “mặt bằng” liên đới tới người tiêu dùng, bảo hiểm cá nhân của quý vị có thể không đủ bảo vệ ra sao, các lựa chọn nào khác để bảo vệ quý vị hoàn toàn, và tìm thêm nguồn hướng dẫn và trợ giúp ở đâu. 
The "sharing economy" can offer you new ways to earn, but, as with any business or self-employment venture, there are insurance issues to consider. This publication explains the potential risks associated with each type of "sharing," what protection is typically available from the "platforms" that connect users, how your personal insurance may fall short, what your options are for full protection, and where to get more information.

22
Insuring yourself in the ‘sharing economy’ (Korean) Cover

Insuring yourself in the ‘sharing economy’ (Korean). "공유 경제"는 수입을 벌어들이는 새로운 방법을 제공하지만 모든 사업 또는 자영업과 같이 고려해야할 보험 문제가 있습니다. 이 안내서는 각각의 "공유 경제" 유형과 관련된 잠재적인 위험들, 사용자들을 연결시켜 주는 "플랫폼들"이 일반적으로 제공하는 보험들, 개인 보험이 충분하지 않을 수 있는 이유 그리고 추가 정보를 얻을 수 있는 곳 등에 대해 설명하고 았습니다.
The "sharing economy" can offer you new ways to earn, but, as with any business or self-employment venture, there are insurance issues to consider. This publication explains the potential risks associated with each type of "sharing," what protection is typically available from the "platforms" that connect users, how your personal insurance may fall short, what your options are for full protection, and where to get more information.

16
Time for an insurance checkup (Chinese) Cover

Time for an insurance checkup (Chinese). 個人應該保持適當足夠的保險,其意義在於你每年都需要重新評估自己的保險涵蓋範圍,同時如果你的生活中發生特殊狀況時,你應如何調整個人保險去應對。這本查核個人保險的刊物詳述對於定期查核個人保險條款的重要性,也列舉各項會造成個人保險涵蓋範圍改變的生活特殊狀況。同時內容也有你應如何妥善處理個人保險的相關提示及查核工具,以及各項網上資源鏈接以供消費者查詢。 Staying adequately insured means reassessing your coverage each year and adjusting it in response to specific life events. This Insurance Checkup fact sheet explains why it’s important to revisit your insurance policies regularly, lists specific life events that typically warrant a change in coverage, provides tips and tools for managing your insurance and offers links to resources where you can learn more.

10
Time for an insurance checkup (Spanish) Cover

Time for an insurance checkup (Spanish). Para mantener un nivel adecuado de cobertura de seguro, todos los años se le debe reevaluar y ajustar en respuesta a eventos específicos en su vida. Esta hoja informativa para analizar su cobertura explica por qué es importante revisar con regularidad sus pólizas de seguro, enumera los eventos específicos de la vida que por lo general requieren un cambio en la cobertura, ofrece consejos y herramientas para manejar sus seguros y enlaces a recursos donde usted puede obtener más información.

03
Insurance in the ‘sharing economy’ - PowerPoint slides Cover

Insurance in the ‘sharing economy’ - PowerPoint slides. This downloadable PowerPoint presentation is designed to be used in conjunction with the “Insuring yourself in the ’sharing economy'” lesson plan. The slides provide a visual component to the training that helps to engage learners and improve retention.

Insuring yourself in the ‘sharing economy’ - Seminar lesson plan and class activities Cover

Insuring yourself in the ‘sharing economy’ - Seminar lesson plan and class activities. This downloadable packet guides community educators through a two-hour presentation on the insurance needs of consumers who participate in the sharing economy. In addition to the lesson plan (to be used in conjunction with the downloadable PowerPoint presentation), the packet includes exercises, resources and a class evaluation form.

 

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