Insurance Education

Consumer Action's Insurance Education Project is a site to help you make wise decisions when you buy insurance. The site, run by the national education and advocacy organization Consumer Action, features tools, educational publications, FAQs, news and other information to keep you covered.
 
 
 

News

( View More News )

 

CA News & Special Reports

CA News Logo Alternative data and financial inclusion (Summer 2017) In this issue of Consumer Action News, we examine how alternative data may affect access to credit for consumers with limited credit options. Included are the results of a poll we conducted to gauge consumer attitudes about the use of alternative data (non-loan-related information) in lending decisions. (Wednesday, May 31, 2017)

( View More CA News )

 
 

Five Recent Publications

Get a car loan (Chinese)

Get a car loan (Chinese) That’s in your best interest. 如果你正在尋求貸款購買新車或二手車,即使你的信用記錄很差,你還是可以有很多選擇。然而,逾期付款和其它信用問題則會令貸款公司把你列為高風險客戶,並因此提高你的貸款利率。每家貸款公司的利率都有所不同,因此要貨比三家才能找到最划算的貸款。 If you are seeking financing for a new or used car, you could have many options even if you have a poor financial history. However, late payments and other credit problems signal lenders that you are a risky customer, which will increase the interest rate on the loans available to you. There are differences between lenders—so shop around to find the best deal.

Get a car loan (Korean)

Get a car loan (Korean) That's in your best interest. 새차 혹은 중고차 구매를 위한 융자가 필요하신 경우 여러분에게 부정적인 금융 거래 기록이 있다 할지라도 여러종류의 선택사항이 있을 수 있습니다. 하지만 상환 지연이나 그 외의 다른 신용 문제들은 융자업체들에게 여러분이 받을 융자의 이자율을 높여야 하는 위험한 고객이라는 신호가 될것입니다. 융자업체들 중에서도 차이가 있으므로 가장 좋은 거래를 찾을 수 있도록 여러 곳에 문의해 보십시오. If you are seeking financing for a new or used car, you could have many options even if you have a poor financial history. However, late payments and other credit problems signal lenders that you are a risky customer, which will increase the interest rate on the loans available to you. There are differences between lenders—so shop around to find the best deal.

Insuring yourself in the ‘sharing economy’

Insuring yourself in the ‘sharing economy’. The “sharing economy” can offer you new ways to earn, but, as with any business or self-employment venture, there are insurance issues to consider. This publication explains the potential risks associated with each type of “sharing,” what protection is typically available from the “platforms” that connect users, how your personal insurance may fall short, what your options are for full protection, and where to get more information.

Get a Car Loan (Vietnamese)

Get a Car Loan (Vietnamese) That’s in your best interest. Nếu quý vị đang tính mượn tiền mua một chiếc xe hơi cũ hay mới, có nhiều cách để mượn tiền cho dù tình trạng tài chánh trong quá khứ của quý vị xấu. Tuy nhiên, trễ nãi trả nợ hàng tháng và có vấn đề khác về tín dụng là dấu hiệu để công ty cho vay nghĩ quý vị là một khách hàng thiếu uy tín, khiến lãi xuất mượn tiền của quý vị có thể tăng. Có nhiều công ty cho vay, vì thế, trước khi mượn tiền, quý vị nên đọ giá.
If you are seeking financing for a new or used car, you have many options for financing even if you have a poor financial history. However, late payments and other credit problems signal lenders that you are a risky customer, which will increase the interest rates on loans available to you.

California’s Low Cost Automobile Insurance Program (Japanese)

California’s Low Cost Automobile Insurance Program (Japanese). カリフォルニア州は、必要な所得条件を満たす優良ド ライバーが手頃な価格で自動車損害賠償責任保険に加入できるようこの制度を設置しました。この保険契約 はカリフォルニア州で営業資格を有する保険会社によっ て発行されます。カリフォルニア州法は、カリフォ ルニア州低価格自動車保険契約が賠償資力責任法を満 たすことを規定しています。

More publications »

 

Recommended Publications

Tuesday, June 14, 2016

2016 Car Insurance & Credit Scores Report by WalletHub Cover Art 2016 Car Insurance & Credit Scores Report by WalletHub. The WalletHub study gives us information on the connection between credit scores and car insurance.

Tuesday, February 24, 2015

I.I.I. Toolkit Cover Art I.I.I. Toolkit. This three-tool suite of apps from the Insurance Information Institute helps you prepare your family for a disaster, guides you through choosing the right types and amounts of insurance coverage and enables you to keep an up-to-date electronic record of your belongings.

Thursday, April 16, 2009

Patient’s Guide to HIPAA Cover Art Patient’s Guide to HIPAA. This guide explains how you can use the federal Health Insurance Portability and Accountability Act (HIPAA) to protect your medical privacy.

Wednesday, November 19, 2008

Filing a health information privacy complaint Cover Art Filing a health information privacy complaint. You have the right to file a complaint with the Office for Civil Rights (OCR) for violations of your medical privacy.

Thursday, October 09, 2008

Health insurance 'Premiums vs Paychecks' Cover Art Health insurance 'Premiums vs Paychecks'. Throughout the first eight years of the new millennium, health care costs have skyrocketed, while working families’ wages have stood still.

More recommended publications »

 

Quick Menu

Support Consumer Action

Support Consumer

Join Our Email List

Optional Member Code
Facebook FTwitter T

Insurance Menu

Help Desk

Advocacy