Consumer Action Publications

Consumer Action creates award-winning free multilingual educational guides on a wide range of personal finance topics and other subjects of interest to consumers. Many publications are available in Chinese, Korean, Spanish and Vietnamese, as well as English. Each year, we distribute more than a million of our publications through a national network of 7,500 community organizations. Nonprofit and community-based agencies may order these free publications in bulk by clicking here for downloadable order forms or online ordering instructions.

2017

April

26
California’s Low Cost Automobile Insurance Program  (Tagalog) Cover

California’s Low Cost Automobile Insurance Program (Tagalog). Isinulong ng Estado ng California ang programang ito upang mabigyan ang mga karapat-dapat sa kita, mahuhusay na tagapagmaneho ng daan para sa makakayang pananagutang seguro ng awto. Ang mga polisa ay iniisyu ng mga lisensiyadong seguro ng kompanya sa California. Ipinagkakaloob ng batas ng estado ng California na ang polisa ng Mababang Halagang Seguro ng Awto sa California ay natutugunan ang mga batas ukol sa pampinansiyal na responsibilidad.

24
California’s Low Cost Automobile Insurance Program (Vietnamese) Cover

California’s Low Cost Automobile Insurance Program (Vietnamese). Tiểu Bang California đã lập chương trình này để cung cấp bảo hiểm trách nhiệm xe vừa khả năng tài chánh cho những người lái xe an toàn, hội đủ điều kiện về lợi tức. Các khế ước bảo hiểm này do các công ty bảo hiểm có giấy phép hành nghề tại California cấp. Luật tiểu bang California quy định là khế ước Bảo Hiểm Xe Giá Rẻ California chu toàn điều kiện của các luật về trách nhiệm tài chánh.
The State of California has developed this program to provide income eligible, good drivers with access to affordable automobile liability insurance. The policies are issued by California licensed insurance companies. California state law provides that a California Low Cost Automobile Insurance policy satisfies financial responsibility laws.

California’s Low Cost Automobile Insurance Program (Korean) Cover

California’s Low Cost Automobile Insurance Program (Korean). 캘리포니아 주는 소득에 대한 자격이 있는 우량 운전자들에게 저가의 자동차책임보험에 가입할 기회를 제공하기 위해 이 프로그램을 제정했습니다. 이 보험은 캘리포니아 주가 인가한 보험회사들이 제공합니다. 캘리포니아 주법은 캘리포니아 주 저가 자동차보험이 배상책임법을 충족시켜야 한다고 규정하고 있습니다.
The State of California has developed this program to provide income eligible, good drivers with access to affordable automobile liability insurance. The policies are issued by California licensed insurance companies. California state law provides that a California Low Cost Automobile Insurance policy satisfies financial responsibility laws.

California’s Low Cost Automobile Insurance Program  (Chinese) Cover

California’s Low Cost Automobile Insurance Program (Chinese). 加州政府設立本保險計劃,為符合收入標準﹑行車記錄好的駕駛人提供低價的車輛責任保險。承保單由在加州註冊的保險公司開出。加州法律規定要設立一項加州低價車輛保險計劃,以滿足其財務責任法律的有關規定。 The State of California has developed this program to provide income eligible, good drivers with access to affordable automobile liability insurance. The policies are issued by California licensed insurance companies. California state law provides that a California Low Cost Automobile Insurance policy satisfies financial responsibility laws.

California’s Low Cost Automobile Insurance Program (Spanish) Cover

California’s Low Cost Automobile Insurance Program (Spanish). El Estado de California ha desarrollado este programa para ofrecer un seguro de automóvil accesible a buenos conductores con niveles de ingresos elegibles. Las pólizas son emitadas por compañías aseguradoras acreditadas en California. La ley estatal de California requiere que una póliza de seguro de automóvil de bajo costo de California cumple con las leyes de responsabilidad financiera.

California’s Low Cost Automobile Insurance Program Cover

California’s Low Cost Automobile Insurance Program. The State of California has developed this program to provide income eligible, good drivers with access to affordable automobile liability insurance. The policies are issued by California licensed insurance companies. California state law provides that a California Low Cost Automobile Insurance policy satisfies financial responsibility laws.

February

23
Get a Car Loan (Spanish) Cover

Get a Car Loan (Spanish). Si busca financiar un auto nuevo o usado puede tener muchas opciones, aun sin un buen historial financiero. Sin embargo, los pagos atrasados y otros problemas de crédito les indican a los prestamistas que, como cliente, usted representa un riesgo. Esto aumentará la tasa de interés de los préstamos a su disposición. Ya que no todos los prestamistas son iguales, debe comparar para encontrar el préstamo que más le convenga.

2016

November

04
Money Management 1-2-3: THREE: Planning a Secure Future (Chinese) Cover

Money Management 1-2-3: THREE: Planning a Secure Future (Chinese). Money Management 1-2-3:你一生都應精明理財” ,這本系列手冊的詳述重點著重於初級,中級,和高級程度的基本理財技術方面。第三部份:規劃安定的未來,為失業預做準備,積存退休金,以及保障已儲存的積蓄。主題內容包括:提升個人投資及房產淨值,擁有足夠的保險,善加處理醫療開支,基本的遺產規劃,以及祖父母輩如需養育下一代的準備工作。 The “Money Management 1-2-3: Be Smart About Money All Your Life” series focuses on basic money management skills at the beginner, intermediate and advanced level. Part three, Planning a Secure Future, focuses on leaving the workforce, funding your retirement and protecting what you've accumulated. Topics include tapping your investments and home equity, staying adequately insured, managing medical expenses, the basics of estate planning and, for some grandparents, raising a second family.

October

31
The Fair Debt Collection Practices Act (Vietnamese) Cover

The Fair Debt Collection Practices Act (Vietnamese) How it restricts collectors and protects consumers . Đây là tập hướng dẫn súc tích về Sắc Luật Fair Debt Collection Practices Act (FDCPA) để giúp những người tiêu thụ nhận thức rằng các cơ sở đòi nợ cần phải tuân theo luật này, họ được phép và không được phép làm gì. Tập hướng dẫn cũng có các chi tiết về cách ngăn chặn cơ sở đòi nợ liên lạc với quý vị, các lựa chọn cho quý vị, nếu như cơ sở đòi nợ vi phạm Sắc Luật FDCPA và quý vị tìm thêm thông tin hay trợ giúp cá nhân ở đâu.
This concise guide to the Fair Debt Collection Practices Act (FDCPA) makes consumers aware of what collectors must do under the law, what they are allowed to do, and what they are prohibited from doing. It also provides information about getting a collector to stop contacting you, what your options are if a collector violates the FDCPA and where to get more information or personal assistance.

August

24
Money Management 1-2-3: TWO: Achieving Financial Goals (Chinese) Cover

Money Management 1-2-3: TWO: Achieving Financial Goals (Chinese). “Money Management 1-2-3:你一生都應精明理財” ,這本系列手冊的詳述重點著重於初級,中級,和高級程度的基本理財技術方面。第二部份:完成財務規劃目標,列明如何更新個人預算表,積存老本,以及保護個人資產。主題內容包括:如何處理預算及債務,申報所得稅需知,關於儲蓄和投資,以及成為屋主及購買相關保險等等。 The “Money Management 1-2-3: Be Smart About Money All Your Life” series focuses on basic money management skills at the beginner, intermediate and advanced level. Part two, Achieving Financial Goals, addresses updating your budget, accumulating a nest egg and protecting your assets. Topics include budgeting and debt management, saving and investing, homeownership and insurance.

 

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