Consumer Action creates unbiased, reader-friendly educational guides on a wide range of personal finance topics and other subjects of interest to consumers. All publications are available in English, and many are available in Spanish, Chinese, Vietnamese and Korean as well.
In addition to being available, at no charge, to individual consumers, our publications are distributed through a national network of more than 6,000 community-based organizations. Government agencies, nonprofits and other groups who wish to distribute our materials for educational purposes can use the downloadable PDF file on the publication webpage to instantly produce a professional-looking brochure using an office printer.
Disaster Insurance and FEMA Assistance - PowerPoint Training Slides.
This downloadable PowerPoint presentation is designed to be used in conjunction with the “Disaster insurance and FEMA assistance’” lesson plan. The slides provide a visual component to the training that helps to engage learners and improve retention.
La mayoría de habitantes de Estados Unidos viven en zonas donde existe el riesgo de que ocurra una catástrofe natural y, por lo tanto, la mayoría de familias deben considerar seriamente cómo recuperarse si llegaran a perder su vivienda o sus pertenencias. Esta publicación explica cuáles daños cubre, y cuáles no cubre, una póliza estándar de seguro de propietarios o de inquilinos; cómo cerciorarse que la cobertura que tiene es suficiente; los pasos que debe tomar para recuperar lo que perdió en un desastre; y sus opciones cuando su cobertura resulta insuficiente.
FEMA spells federal disaster relief for homeowners and renters (Spanish).
La agencia federal encargada del manejo de emergencias, Federal Emergency Management Agency (FEMA), ofrece una variedad de programas para ayudar a víctimas de catástrofes a reparar, reconstruir, o reemplazar sus viviendas y pertenencias. Esta publicación describe los tipos de assistencia que FEMA ofrece a propietarios e inquilinos y proporciona detalles sobre cómo calificar para los programas y sobre el proceso para solicitar ayuda. También explica la manera en que se limita la ayuda de FEMA y recalca la importancia de comprar una póliza de seguro personal adecuada.
Insuring yourself in the ‘sharing economy’ (Chinese).
“經濟共榮”可以提供你新的賺錢方式，但如同任何商業公司或自雇工作一樣，你還是需要考慮保險問題。這本刊物對於各種型式的經濟“共榮”所可能產生的風險有詳盡說明，列舉了各營業平台通常提供參與者哪些保障，你的個人保險是否缺乏某方面的保障，以及有哪些保險選項可幫你獲得全面保障，最後文內還詳列有其它相關資訊。
The “sharing economy” can offer you new ways to earn, but, as with any business or self-employment venture, there are insurance issues to consider. This publication explains the potential risks associated with each type of “sharing,” what protection is typically available from the “platforms” that connect users, how your personal insurance may fall short, what your options are for full protection, and where to get more information.
Insuring Yourself in the ‘Sharing Economy’ (Spanish).
La “economía colaborativa” puede ofrecer nuevas formas de ganar dinero, pero, como con cualquier negocio o trabajo por cuenta propia, se deben tomar en cuenta algunas cuestiones relacionadas con el seguro. Esta publicación explica los riesgos potenciales asociados con cada tipo de actividad “colaborativa”, el tipo de protección que ofrecen las “plataformas” que conectan a los usuarios, cómo el seguro personal puede resultar insuficiente, cuáles son las opciones para obtener protección completa y dónde conseguir más información.
Insuring yourself in the ‘sharing economy’ (Vietnamese).
Nền “kinh tế trao đổi” có thể giúp cho quý vị có nhiều cách kiếm tiền mới, nhưng cũng giống như bất kỳ các nghề buôn bán hay nghề tự do nào khác, nó có các vấn đề về bảo hiểm quý vị nên để ý tới. Ấn bản này giải thích các rủi ro tiềm ẩn liên hệ đến từng loại “trao đổi,” các bảo hiểm nào thường được cung cấp bởi “mặt bằng” liên đới tới người tiêu dùng, bảo hiểm cá nhân của quý vị có thể không đủ bảo vệ ra sao, các lựa chọn nào khác để bảo vệ quý vị hoàn toàn, và tìm thêm nguồn hướng dẫn và trợ giúp ở đâu.
The “sharing economy” can offer you new ways to earn, but, as with any business or self-employment venture, there are insurance issues to consider. This publication explains the potential risks associated with each type of “sharing,” what protection is typically available from the “platforms” that connect users, how your personal insurance may fall short, what your options are for full protection, and where to get more information.
Insuring yourself in the ‘sharing economy’ (Korean).
“공유 경제”는 수입을 벌어들이는 새로운 방법을 제공하지만 모든 사업 또는 자영업과 같이 고려해야할 보험 문제가 있습니다. 이 안내서는 각각의 “공유 경제” 유형과 관련된 잠재적인 위험들, 사용자들을 연결시켜 주는 “플랫폼들”이 일반적으로 제공하는 보험들, 개인 보험이 충분하지 않을 수 있는 이유 그리고 추가 정보를 얻을 수 있는 곳 등에 대해 설명하고 았습니다.
The “sharing economy” can offer you new ways to earn, but, as with any business or self-employment venture, there are insurance issues to consider. This publication explains the potential risks associated with each type of “sharing,” what protection is typically available from the “platforms” that connect users, how your personal insurance may fall short, what your options are for full protection, and where to get more information.
Time for an insurance checkup (Chinese).
個人應該保持適當足夠的保險，其意義在於你每年都需要重新評估自己的保險涵蓋範圍，同時如果你的生活中發生特殊狀況時，你應如何調整個人保險去應對。這本查核個人保險的刊物詳述對於定期查核個人保險條款的重要性，也列舉各項會造成個人保險涵蓋範圍改變的生活特殊狀況。同時內容也有你應如何妥善處理個人保險的相關提示及查核工具，以及各項網上資源鏈接以供消費者查詢。
Staying adequately insured means reassessing your coverage each year and adjusting it in response to specific life events. This Insurance Checkup fact sheet explains why it’s important to revisit your insurance policies regularly, lists specific life events that typically warrant a change in coverage, provides tips and tools for managing your insurance and offers links to resources where you can learn more.
Time for an Insurance Checkup (Spanish).
Para mantener un nivel adecuado de cobertura de seguro, todos los años se le debe reevaluar y ajustar en respuesta a eventos específicos en su vida. Esta hoja informativa para analizar su cobertura explica por qué es importante revisar con regularidad sus pólizas de seguro, enumera los eventos específicos de la vida que por lo general requieren un cambio en la cobertura, ofrece consejos y herramientas para manejar sus seguros y enlaces a recursos donde usted puede obtener más información.
Insurance in the ‘Sharing Economy’ - PowerPoint Slides.
This downloadable PowerPoint presentation is designed to be used in conjunction with the “Insuring yourself in the ’sharing economy’” lesson plan. The slides provide a visual component to the training that helps to engage learners and improve retention.
